Usage of ridesharing services like Uber and Lyft have taken off in the last several years. Especially with the younger generations, hailing a taxi is becoming a thing of the past. But just like riding in a friend’s car, Uber and Lyft accidents can happen. It’s important to note what to do if you’re in one. This is true whether you’re a passenger in the ridesharing car or you’re hit by one.
Here are some helpful steps to take if you’re in an accident while riding in an Uber, Lyft, or other ridesharing program.
Call 911 and Seek Medical Attention
Calling 911 and seeking immediate medical attention is critical with every auto accident. Unless the collision is so minor there was little or no damage, you’re going to want to alert the authorities and get checked out by a doctor. Even if you don’t think the injuries are serious, there’s nothing wrong with getting looked at to protect your health. You only get it once.
Take Pictures and Videos
If possible, use your cell phone to take pictures/videos of the accident scene, how the vehicles ended up (if they aren’t moved yet), and a video of the driver should they admit fault.
Gather Information from Witnesses
Try to get the following from witnesses/those involved in the crash (if applicable):
1. Name, address, and telephone numbers (you can always take a picture of their ID)
2. Insurance information (take a picture of front and back of the card)
3. Any additional contact information/insurance information
Contact a San Diego Uber Accident Attorney
A San Diego Uber or Lyft accident attorney will be able to help you navigate your claim from beginning to end. Personal injury attorneys will deal with all communication with the insurance company and negotiations so that you can focus on your recovery.
Who Pays for the Damages in a Ridesharing Accident?
For Uber or Lyft’s ridesharing insurance to kick in, the app has to be turned on. California Vehicle Code Section 5430 requires Uber and similar ride sharing companies to have a $1 million insurance policy for its drivers, passengers, and third parties that get injured in an accident involving one of their cars.
But it’s not uncommon for Uber to deny these claims. If the driver was in between transporting passengers, Uber may not be required to offer as much and try to downplay the incident. The driver will also have incentive to do the same because this will also affect their income from driving.
The exact coverage will depend on whether the ridesharing driver was at fault and if they were “on the clock.” Each case requires an investigation to make that determination.
Two Situations You May Face in an Uber or Lyft Accident as a Passenger
1. The Uber or Lyft Driver Caused the Accident: if you were injured, you may bring a personal injury claim against Uber or Lyft. The insurance applies from the moment a ride is accepted until the driver marks complete.
2. The Uber or Lyft Driver Wasn’t at Fault: you can bring a claim against the driver of the vehicle who was at fault. You will be limited to their policy limits if they have insurance. If they don’t have insurance, and you have an uninsured motorist policy as part of your coverage, you may be able to use that to get compensated.
My name is Daniel Hanecak and I am a San Diego Car Accident Lawyer. I know from personal experience how stressful and time consuming a car accident can be. When you call Hanecak Law Inc., you will speak with me directly. It is my aim to provide you with free and friendly advice. Call me today at (858) 206-4326 for a free case evaluation.
If you’d like to see what others say about me, please look at my profile pages on:
