Let me start by saying one thing, when you have a creditor hounding and harassing you, it is one of the worst feelings on the planet. When my old crooked homeowners association took our dispute to collections, I needed help. The constant calling, the law suit threats, the letters; it starts to feel like extortion. So I fought back and decided not to take their bull! But to take on a bully you need the best and that is EXACTLY what I got from Dan and his team! First off attorneys never call you back after you are a client. Dan called me back within 24 hours anytime I tried to reach him. With regard to my case, he got a settlement amount that was pennies on the dollar, I was shocked. Even though I hope I never need to use him again lol, I would highly recommend him without reservation!